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Basics of Financial Statements Analysis for Credit Analysts

Free online course on analyzing the creditworthiness and understanding the basics of financial statements of a company with different methods and techniques.

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About this Course

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description
lessonOverview

Every customer is different and so is their financial story. 

We cannot estimate risks associated with customers by using just simple maths. Credit risk assessment requires a universe of considerations such as financial analysis, buyer’s history, public records, risk tolerance, and much more. 

Without it, you might end up making bad credit decisions. To overcome this, you need to be proactive with credit decisions. And there's no better tool for that other than using financial analysis .

What will you learn? This course focuses on analyzing financial statements to understand the financial story using: 

  1. Customer’s past trends to assess the ability to pay financial obligations.
  2. Project future scenarios such as base case, stress case and default case.
  3. Porter’s five forces model to determine weaknesses and strengths 
  4.  Cash drivers for enhanced credit assessment

  Watch this complete financial statements analysis course to learn how to read and analyze a financial statement while exploring a wide variety of credit analysis techniques. 
transcript

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resources Coming Soon
discuss Coming Soon
instructor
name title image description
ROBERT SHULTZ Founder, Quote to Cash Solution Robert Shultz has had a thirty-year career as a global credit and financial executive for large multi-national companies. As a Founding Partner of Quote to Cash Solutions (Q2C) LLC, he provides consulting services in all aspects of the credit and collections process for companies of all sizes in a variety of industries.
recommendation
image tag title description link duration
Financial Statement Analysis Business Credit Report Analysis and Evaluation Tutorial Get an insight into Business Credit Reports to interpret Experian, Equifax, Ansonia trade reports for better credit scoring and risk analysis. https://academy.highako.com/trade-credit-report-analysis-course 80 min
Credit Policy Credit Risk Assessment Training for Trade Creditors Learn how to assess Credit Risk and create Credit Scoring Models, and also, how to evaluate your customer creditworthiness. https://academy.highako.com/trade-credit-risk-assessment-course 40 Min
tribe
widgetType Id components
topic financial-statement-analysis input

Curriculum30 Mins

  • What to Look for in a Financial Statement (~ 10 Mins)
  • Preview
    Understanding the Importance of Analyzing Financial Statements
  • Key Considerations for an Effective Financial Review
  • Project Future Scenarios - What If?
  • Credit Analysis is More Than Math (~ 20 Mins)
  • Assessing Creditworthiness is More Than the Math
  • Understanding the Financial Statement Story
  • Evaluating Creditworthiness Using Porter’s Five Forces Model
  • Evaluating Creditworthiness Using Important “Cash Drivers”
  • Understanding The New 5 C's of Credit
  • Final Assessment
  • Certificate and Feedback

About this Course

promoImage
description
lessonOverview

Every customer is different and so is their financial story. 

We cannot estimate risks associated with customers by using just simple maths. Credit risk assessment requires a universe of considerations such as financial analysis, buyer’s history, public records, risk tolerance, and much more. 

Without it, you might end up making bad credit decisions. To overcome this, you need to be proactive with credit decisions. And there's no better tool for that other than using financial analysis .

What will you learn? This course focuses on analyzing financial statements to understand the financial story using: 

  1. Customer’s past trends to assess the ability to pay financial obligations.
  2. Project future scenarios such as base case, stress case and default case.
  3. Porter’s five forces model to determine weaknesses and strengths 
  4.  Cash drivers for enhanced credit assessment

  Watch this complete financial statements analysis course to learn how to read and analyze a financial statement while exploring a wide variety of credit analysis techniques. 
transcript

Coming Soon
resources Coming Soon
discuss Coming Soon
instructor
name title image description
ROBERT SHULTZ Founder, Quote to Cash Solution Robert Shultz has had a thirty-year career as a global credit and financial executive for large multi-national companies. As a Founding Partner of Quote to Cash Solutions (Q2C) LLC, he provides consulting services in all aspects of the credit and collections process for companies of all sizes in a variety of industries.
recommendation
image tag title description link duration
Financial Statement Analysis Business Credit Report Analysis and Evaluation Tutorial Get an insight into Business Credit Reports to interpret Experian, Equifax, Ansonia trade reports for better credit scoring and risk analysis. https://academy.highako.com/trade-credit-report-analysis-course 80 min
Credit Policy Credit Risk Assessment Training for Trade Creditors Learn how to assess Credit Risk and create Credit Scoring Models, and also, how to evaluate your customer creditworthiness. https://academy.highako.com/trade-credit-risk-assessment-course 40 Min
tribe
widgetType Id components
topic financial-statement-analysis input

Curriculum30 Mins

  • What to Look for in a Financial Statement (~ 10 Mins)
  • Preview
    Understanding the Importance of Analyzing Financial Statements
  • Key Considerations for an Effective Financial Review
  • Project Future Scenarios - What If?
  • Credit Analysis is More Than Math (~ 20 Mins)
  • Assessing Creditworthiness is More Than the Math
  • Understanding the Financial Statement Story
  • Evaluating Creditworthiness Using Porter’s Five Forces Model
  • Evaluating Creditworthiness Using Important “Cash Drivers”
  • Understanding The New 5 C's of Credit
  • Final Assessment
  • Certificate and Feedback