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Take Charge of Your Career with Highako Certifications

Highako certifications are designed to help you master specific topics within the finance function. Being Highako certified demonstrates your deepest level of skills to perform specialized finance roles.

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Highako Certification Courses

Get certified today, and join the 25,000+ Order-to-Cash and Treasury Professionals who've

advanced their career with Highako Academy.

highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
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highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
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highako Minidegree

Fundamentals of Deductions

Management
highako Beginner
highako 5 lessons
highako 40 mins
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highako Certification

Credit and

Collections Laws
Certified
highako Beginner
highako 5 lessons
highako 40 mins
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highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Minidegree

Fundamentals of Deductions

Management
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Certification

Credit and

Collections Laws
Certified
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Minidegree

Fundamentals of Deductions

Management
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Certification

Credit and

Collections Laws
Certified
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Minidegree

Fundamentals of Deductions

Management
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Certification

Credit and

Collections Laws
Certified
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Short Course

5Cs of Credit Management: A Way of Credit Analysis

highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Minidegree

Fundamentals of Deductions

Management
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.
highako Certification

Credit and

Collections Laws
Certified
highako Beginner
highako 5 lessons
highako 40 mins
Lorem ipsum dolor sit amet consectetur. Adipiscing orci Lorem ipsum dolor sit amet sed risus vulputate.

How to get Highako Certified?

highako

Find the Right Certification

Choose from a range of topics and levels – from role-specific certifications to full specializations.

highako

Learn Flexibly Online

Work through certifications to complete all lessons, at your own pace - from any device.

highako

Earn Your Certification

Complete all lessons and pass assessments, to gain industry-standard digital credentials.

highako

Pass the Assessments

Complete online assessment to score more than 80% to demonstrate your understanding of the topic.

How to get Highako Certified?

highako

Find the Right Certification

Choose from a range of topics and levels – from role-specific certifications to full specializations.

highako

Learn Online Flexibly

Work through certifications to complete all lessons, at your own pace - from any device.

highako

Earn Your Certification

Complete all lessons and pass assessments, to gain industry-standard digital credentials.

highako

Pass the Assessments

Complete online assessment to score more than 80% to demonstrate your understanding of the topic.

highako
highako

Get Educated

Each certification is composed of on-demand classes taught by industry experts, ready to get you on the track to career success.

highako
highako

Get Recognized

Add a industry-standard certification to your resume and LinkedIn profile to prove to your employer or future employer you know your stuff.

Frequently Asked Questions

Highako Academy certifications in Order-to-Cash and Treasury are recognized and valued across the industry. Since 2020, Highako Academy has been at the cutting edge of Order-to-Cash education. We’ve certified over 25,000 professionals from around the world, so we know exactly what it takes to succeed in this highly competitive and ever changing finance industry. Hiring managers recognize that our alumni have been trained by the very best.

We know you’re busy, so making this fit in with your schedule is key! That’s why we have intensive certification courses that are 3-5 hours long, which help you fast-track your learning while making it convenient to complete while working full-time. All our Certification Courses are self-paced and can be scheduled at your convenience.

All of Highako Academy’s Certification courses are delivered as 100% self-paced online courses. You'll be able to stream pre-recorded video lectures of our expert instructors, at your own pace, from any device. Once a month, we host live online training sessions with our instructors, where you'll be able to stream sessions in real-time, interact with your instructor, and collaborate with your peers from across the world.

At Highako Academy, we offer certification courses with tuition plans starting from just $249 USD, as a one-time fee. Schedule your free career call to explore which certification program and payment option aligns best with your career aspirations.

If you already know what certification you want to take and you’re ready to get started – go ahead enroll now! Or, if you have some questions and would like to chat with us, schedule your free career consultation at a time that suits you.

Financial Statement Analysis Certified
This online certification program is designed to offer credit professionals an in-depth understanding of the different tools and approaches for interpreting financial ratios and financial statements to determine your customer's creditworthiness.
FREE
mini-certification-course <120 Mins <240 Mins Beginner Certification Credit_New Popular courses-for-highako-homepage courses-for-highako-certification 180 mins 4 Modules courses-for-highako-universal
Financial Statement Analysis for Commercial Credit Teams
Financial statement analysis plays a major role for credit operations. Analyzing financial statements like balance sheet, income statement and cash flow statements requires few techniques & insights and helpful in all credit decisions.
This is a blog
Financial statement analysis for trade credit analysts course
FREE
Credit Analyst Credit Scoring Credit course
Debt Collections Calling Certified
This online certification program is designed to help you gain the skills to handle deceptive customers and manage your behavior strategically during collections call negotiations.
FREE
mini-certification-course Old <240 Mins Intermediate Certification Collections_New Popular courses-for-highako-homepage courses-for-highako-certification 180 mins 4 Modules courses-for-highako-universal
B2B Frauds in A/R and Cybersecurity Certified
This online certification program is designed to equip A/R professionals at all levels with the skills to prevent B2B frauds and cybercrimes.
FREE
Collections Credit Treasury mini-certification-course New <120 Mins <240 Mins Intermediate Certification Credit_New courses-for-highako-homepage courses-for-highako-certification 120 mins 9 Modules courses-for-highako-universal
Certified Check or Cashier's Check -- Which Is Better for You?
Certified check and cashier's check mainly differ in who signs the check and who is obligated to pay. Read this article to find out which check is better.
This is a blog New Blog Template
Cash Forecasting Certified
This online certification program is designed to equip credit professionals at all levels with the skills to accurately forecast cash positions, prevent cash shortages & make informed credit decisions to maximize returns.
FREE
Advanced Specialty New <240 Mins Certification Treasury_New courses-for-highako-homepage courses-for-highako-certification 240 mins 4 Modules courses-for-highako-universal
Collections Call Negotiations Certified
This online certification program is designed to equip collectors at all levels with the skills to leverage negotiation skills in collection calls & gain a “win-win” approach to collections call negotiations that will leave both parties feeling like winners.
$299
mini-certification-course Old Beginner Certification Collections_New courses-for-highako-homepage courses-for-highako-certification 300 mins 12 Modules courses-for-highako-universal
Credit and Collections Laws Certified
This online certification program is designed to equip credit professionals at all levels with business-critical skills across FDCPA, ECOA, Antitrust Laws, and Bankruptcy Preference Claims.
FREE
mini-certification-course Old <240 Mins Beginner Certification Collections_New courses-for-highako-homepage courses-for-highako-certification 300 mins 7 Modules 6 Modules courses-for-highako-universal
Credit Portfolio Management Certified
This online certification program is designed to offer credit professionals the skills to manage their portfolio effectively
FREE
mini-certification-course Specialty New <120 Mins <240 Mins Intermediate Certification Credit_New courses-for-highako-homepage courses-for-highako-certification 120 mins 6 Modules courses-for-highako-universal
Federal Reserve Names Organizations Certified as Ready for FedNow® Service
This is a blog
Industry Credit Reports Assessment Certified
This online certification program is designed to equip credit professionals at all levels with the skills to do credit risk assessment, process credit applications & analyze credit reports accurately
$299
mini-certification-course Old Intermediate Certification Credit_New courses-for-highako-homepage 300 mins 7 Modules courses-for-highako-universal
Oracle Collection Management Certified
This online certification program is designed to equip credit and collections professionals at all levels with the skills manage customers in later-stage delinquency events using Oracle collections management.
FREE
Collections Old <240 Mins Beginner Certification
Quiz: HighRadius Collections Master Certified
FREE
UCC Filings & Liens Certified
This online certification program aims to give credit professionals of all levels the tools they need to safeguard their outstanding debt through UCC filings and secured transactions.
FREE
mini-certification-course Old Beginner Certification Credit_New courses-for-highako-homepage courses-for-highako-certification 180 mins 4 Modules courses-for-highako-universal
Understanding Collections KPIs: Certified
This online certification program is designed to equip credit & collections professionals at all levels with the skills to measure collections performance, pick the right performance metrics and the different ways of calculating DSO.
FREE
Advanced mini-certification-course New <240 Mins Certification Collections_New courses-for-highako-homepage courses-for-highako-certification 180 mins 3 Modules courses-for-highako-universal
What is the Miller Act?
The Miller Act is the federal payment bond statute that requires general contractors to furnish payment bonds, on projects over a certain threshold, contracted by the United States. Know everything about Miller act, its importance and a brief history.
This is a blog
Credit KPIs Skill Test
FREE
Credit Manager Credit Analyst KPIs and Reporting Assessments
Account-Based Marketing Enablement Session: ABM Framework - 10/19/2022
Going forward E/FTAs will receive quarterly feedback on leading and lagging indicators as part of the H2’2022 pH process. These inputs will feed into our existing pH structure as KPIs.
FREE
HighRadius_Internal
6 Steps to Preventing Collection Problems
What are the things you should prepare for before jumping on a collections call and how to decide your collection goals, trade-offs, and alternative strategies while anticipating your customers' behavior? Read this full article to unlock secrets to prevent collection problems in 6 easy steps!
This is a blog
Marketing Enablement Session: Marketing Qualified Leads (MQLs) 9/22/2021
How to identify and prospect Marketing Qualified Leads (MQLs). Part one in the Project MOB series
FREE
HighRadius_Internal
Account-Based Marketing Enablement Session: Overcoming Objections - 10/06/2022
A collection of most common objections E/FTAs face while contacting a Prospect and how to convert their No's to Yes.
FREE
HighRadius_Internal
Basics of Credit and Collection Policy
Know everything about credit and collection policy,its processes, its benefits and credit department roles and responsibilities in formulating and maintaining the credit policies.
This is a blog
Marketing Enablement Session: Staffing Industry: Theory in Practice - 07/14/2022
This session provides new content for everyone in marketing to use. The goal is to provide information about Industry Clusters, Industry Verticals, Key Clients, A/R Challenges, commonly deployed HighRadius Solutions, sample case studies, and FAQs. Having an in-depth understanding, of industry-specific details will give you practical ideas to enable creative thinking in your day-to-day role.
FREE
HighRadius_Internal
Sales Enablement Session: OTC Maturity Assessment - Report Creation
Seller adoption and execution of the Order to Cash (OTC) Maturity Assessment is critical to our sales strategy at HighRadius. This session will focus on how to score Prospect's OTC Maturity and develop the OTC Maturity Assessment report/output.
FREE
HighRadius_Internal
Treasury Enablement Session: Testing Stakeholders Part 2 - 6/29/2022
A session focused on testing heros and detractors.
FREE
HighRadius_Internal
Treasury Enablement Session: Client Reference Requests - 5/19/2022
In this session, we reinforced the process of conducting Client Reference Requests for Treasury.
FREE
HighRadius_Internal
Treasury Enablement Session: AI Readiness Assessment - 7/07/2022
A session focused on how to deliver the AI Readiness Assessment
FREE
HighRadius_Internal
Sales L&D Session: Handling SAP ERP Migrations 6/10/2021
Weekly Sales training sessions.
FREE
HighRadius_Internal
Sales Enablement Session: OTC Maturity Assessment - Collections Execution 12/16/2021
Seller adoption and execution of the Order to Cash (OTC) Maturity Assessment is critical to our sales strategy at HighRadius. This session will focus on Collections execution to make sure our global Sellers have a thorough understanding of how to execute the play.
FREE
HighRadius_Internal
Treasury Enablement Session: Treasury Discovery Call Reinforcement Play - 04/07/2022
A formal review of the Treasury Discovery Call Deck and how it applies to your Discovery Call
FREE
HighRadius_Internal
Sales L&D Session: Hooks Overview 6/24/2021
Weekly Sales training sessions.
FREE
00:47:11
HighRadius_Internal
Sales L&D Session: Disrupting Blind RFPs 10/14/2021
A primer on best practices around how we should approach a request for proposal (RFP) where we are going in 'blind' - how to assess influencers, prospect priorities, and how to best position our unique sales process to maximize our chances to win.
FREE
HighRadius_Internal
Account-Based Marketing Enablement Session: Don't Major in the Minors Part 2 - 7/18/2022
Part 2 of the Don’t Major in the Minors enables POD Leads to stay on the Strategic track and avoid Noise Track to better focus on their VGIs
FREE
HighRadius_Internal
Marketing Enablement Session: Revving Up for Radiance Part 1 - Order to Cash 02/11/2022
This session provides new content for everyone in marketing to use. The goal is to understand the OTC industry better and give you practical ideas to enable creative thinking in your day-to-day role.
FREE
HighRadius_Internal
Sales L&D Session: Solution Evaluation Plan 9/09/2021
An overview of the Solution Evaluation Plan, a tool to reduce friction and provide transparency into our selling cycle and help gain buy-in on our evaluation process.
FREE
HighRadius_Internal
Mid-Market Sales Enablement | DC1 Listening Party - 08/22/2022
Watch an engaging reinforcement session on the new GtM Autofin strategy for executing Discovery Call 1. In this session, we will review case studies from Mid-Market Sellers, followed by a group discussion highlighting wins and areas of improvement.
FREE
HighRadius_Internal
Sales Enablement Session: OTC Maturity Assessment - Deductions Execution
Seller adoption and execution of the Order to Cash (OTC) Maturity Assessment is critical to our sales strategy at HighRadius. This session will focus on Deductions execution to make sure our global Sellers have a thorough understanding of how to execute the play.
FREE
HighRadius_Internal
Account-Based Marketing Enablement Session: Prospecting Phone Calls 2.0 - 11/23//2022
An overview of best practices for E/FTAs to make successful phone calls to potential new Customers.
FREE
HighRadius_Internal
Sales Enablement Session: OTC Maturity Assessment - EIPP Execution
Seller adoption and execution of the Order to Cash (OTC) Maturity Assessment is critical to our sales strategy at HighRadius. This session will focus on EIPP execution to make sure our global Sellers have a thorough understanding of how to execute the play.
FREE
HighRadius_Internal
Mid-Market Sales Enablement | Intro to Environments - 10/17/2022
A session focused on introducing environments, common environment scenarios with the customer, and what HighRadius offers.
FREE
HighRadius_Internal
Sales L&D Session: Discovery Call 2 Recap and Best Practices Demo - 8/26/2021
A refresh of the Discovery Call 2 methodology and a live example of a Best Practices based demo in a DC2
FREE
HighRadius_Internal
Sales Enablement Session: OTC Maturity Assessment 11/18/2021
An overview of the Order to Cash (OTC) Maturity Assessment, a play intended to drive alignment and engagement to get to the Detailed Value Assessment.
FREE
HighRadius_Internal
9 Steps to Handle Irate Customers Effectively
Follow these 9 effective steps and learn how to handle irate customers during a collections call and get a positive outcome from them.
This is a blog
Complete Guide for Asking the Right Probing Interview Questions
Here's some great interviewing advice for recruiting future 02c professionals by asking the right probing questions to deepen your knowledge and understanding of the interviewee.
Limited availability
This is a blog Interview
Nine Strategies You Can Use to Avoid Excessive Legal Fees
Although we are going to give you nine sure-fire ways to save money on legal expenses, it's critical that you first consider a couple of facts.
This is a blog
Cheat Sheet for Researching Private and Public Companies
Use this cheat sheet for researching private and public companies in india on the internet. It's a highly practical document that you can keep with your new credit Applications
Limited availability
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An Excellent Red Flag Program Template to Start From
Download this concise and thorough red flag policy template to use as a starting point and idea generator for your operations
Limited availability
This is a blog
Credit Group Confidentiality Breach Case Study
Read this case study on Credit Group confidentiality afreement to know how to handle the situation when your confidentiality is breached by an Email to sales
This is a blog
Credit Policies & Procedures Talk
Find this to check the most rated presentation on credit policies and presentation at the Linder Industry Machinery.
Limited availability
This is a blog
Tip: Top 6 Tips On Obtaining Financial Statements from Your Customers
Only a very few companies-those possessing some kind of tremendous leverage can get financial statements all the time. In this article, Cindy Moorhead shares 6 tips for obtaining financials from your customers.
This is a blog
Cash Flow and DSO
How do you determine your company's profitability as an A/R manager? Does cash flow serve as a metric for you? However, a healthy cash flow should be the primary concern. Utilize this article to develop a strategy for tracking your cash flow and considering ways to increase it by reducing the DSO.
This is a blog New Blog Template
Sales and Use Tax from the B2B Perspective
Know the concept of Sales Tax Nexus and how it will be applied in accordance with state laws and regulation in line with general sales tax.
This is a blog
Credit Scoring Modules: A Credit Manager's Best Friend
Creditors, how successfully are you minimizing the credit risks for your company? This article highlights effective steps to use of Credit Reporting Services. Read More!
This is a blog New Blog Template
A Letter Explaining Credit Limit for a New Account
This letter can be used to ask for additional reference if you don't have enough information to set up a new account.
Limited availability
This is a blog
Changes Ahead for How You Handle Credit Evaluations
The traditional method of checking credit has always been to have a prospect fill out a credit application and submit its latest financial report. A credit analyst then typically orders a credit report, requests trade and bank references and analyzes the firm's financial statements before reaching a credit decision.
This is a blog
Effective Ways for Selecting the Right Credit Staff
Recruit the Right Credit Staff by testing their Analytical and Written Communication Skills. Find these Sample Tests in order to hire the right Employees for your department.
This is a blog Interview
Tip: Ten Ways to Develop a Productive Relationship With Sales
Credit and the Sales team work together well in many companies. Unfortunately, this may not always be the case. It may be that neither credit nor sales fully understand the objectives and priorities of the other. This results in misunderstandings, or even a contentious relationship.
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The Coming Fusion of Technology and Credit Management
Advances in technology will continue to impact the credit management profession. Combined with the emphasis the C-Suite has placed on the digital transformation of finance functions, expectations are for an even more automated future, supported by much deeper customer and process insights.
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The Ultimate Template on First remainder letter for Outstanding Payment
Download 1st reminder letter template to know the mandatory data fields and variables to process the reminder letter in clering the past due invoices
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A Credit Card Authorisation Form for Credit Card Charges
Use this credit card authorization form pdf as a good starting point for getting protection if you need to charge a customer's credit card on a routine basis.
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Rising Inventories = Potential Red Flag
Find the most insightful inputs on rising the inventory and how it benefits the track of inventory to sales ratio. It helps in guiding credit analysts on tracking the most important indicators
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Checklist For Early Warning Signals of Distressed Customers - For Sales Reps
Here's the checklist that guides the sales reps to look after the major components for checking and the warning signs of a typical distressed customer
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Tip: Four Best Practices for Conducting a Job Interview (Part Two)
This is Part Two of last week's Tip. Part One focused on preparation for interviewing an applicant or for someone in your department seeking a different department position or promotion.
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Top Five Tips From an Experienced Credit Manager
Here's the most useful and important tips from a experienced credit manager. Dive in to this and know the techniques for effective credit processing.
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A Complete Checklist On Top 24 Bankruptcy Warning Signs
Find this and Know the top 24 warning signs of bankruptcy and explore each element that can be checked to avoid non payments
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This is a blog
Case Study of a Vendor: Edward Don & Company Optimized Credit Line Management
Does your credit team use a statistical scoring model to determine the risk profile of each customer? Using this approach, Edward Don & Company was able to anticipate their customer's credit score with accuracy and reduce DSO by 6 days. Learn more about the statistical scoring approach and how it may help you improve your overall credit and collections performance by reading this article.
This is a blog New Blog Template
The Proforma Invoice and Its Value in Export Sales
Are you part of a manufacturing or purchasing industry and unaware what exactly is a proforma invoice? Read full article to know the understand the term proforma invoice and how to creating one.
This is a blog New Blog Template
Quick Case Study: Stopping Goods in Transit
Here's the scenario explained on stopping goods in transit with the help of a case study whether to apply this strategy or hold on
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Energizing a Credit Staff's Potential
Lack of training, direction and/or up-to-date systems can lead to credit staff working for long time without achieving full potential. Know what steps you must avoid for managing credit department stress.
This is a blog New Blog Template
Do Unemployment Figures Portend a Coming Wave of Bankruptcies?
Despite the pandemic and the economic turmoil it caused, bankruptcy filings have been declining over the last 4 quarters and marked a 15-year low in February 2021 not seen since before the Great Recession. Meanwhile, unemployment shot up to over 14% by May 2020 and has since declined to 6.2%.
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Checklist: Top Seven Risk Factors of Fraud For Web-based Orders
Here's the list of factors highlighting the ecommerce or online frauds. Read this to understand the financial risk in web based orders.
This is a blog
Credit Policy for Credit and Collections Department
Credit policy and procedure manual gives a detailed perspective on integrated credit, order release, collections and customer trade lines.
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This is a blog
Do Your Struggling Customers Know Major Financial Assistance May Be Available Through the ERTC?
Paycheck Protection Program money had helped a small truck services company continue operating in the pandemic and retain their 43 employees. But business through 2020 and 2021 remained very slow, and management was now facing some difficult options. Then they were advised to look into the Employee Retention Tax Credit (ERTC), and that's where they found business salvation.
This is a blog
Back to Basics: Proper Collection Call Procedure
Know the right procedure that can be followed in your collection call. Find this basics that gives you complete proper collection call pattern to follow.
This is a blog
A Financial Analysis Excel Template for Credit Analysts
Use this financial analysis spreadsheet which takes into account the financials, trade references, payment history with sqm, industry payment history, bank information etc.
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Collection Communication Checklist: 10 Elements to Include
Find this checklist to know the top 10 elements that are compulsory in a collection communication process. Follow them and avoid the differences in collection communication
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Credit's Mission Statement
Find the most important parameters that can help you in preparing a credit mission statement correctly.
This is a blog
Ask These 3 Questions to Reduce Your Unclaimed Property Liabilities
The next one might be your credit department. How do you establish protocols to abide by the state's escheatment legislation and minimize your liability? Do you abide to any set guidelines and procedures? Consider these 3 questions to streamline your escheatment process using this article as a guide.
This is a blog New Blog Template
Checklist To Determine if Personal Guarantee is Valuable
Review each personal guarantee received against this checklist for personal guarantee to determine if a personal guarantee is enforceable and of value.
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This is a blog
How to Build Your Own Credit Limit Matrix?
Here's how you could build your own credit limit matrix to save time, reduce costs, and contribute to more consistent credit decisions.
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Can Customer Back Out Based on This Excuse? Examining the Legal Concept of "Apparent Authority"
Here is the explanation on the concept of apparent authority with a case study highlighting the credit manager role if customer comes back on the basis of apparent authority
This is a blog
Six Ideas to Deal With a Negative Person in the Workplace
At work, have you come across someone whose attitude and negativity simply “takes the air out of the room"? This article illustrates steps to turn all this negative energy into something constructive.
This is a blog New Blog Template
Tip: Interviewing for a Credit Department Position? Ten Ideas to Benefit Both the Interviewer and the Candidate
Interviewing can be a challenge both for the interviewer and the candidate. The fact is that hiring managers may not be adept at how to interview effectively. They have not been formally trained and have been given little direction by their management. Not focusing on the right things, makes it difficult for applicants to demonstrate why they should be seriously considered for an opening. Even worse, the hiring manager may make a decision without a thorough understanding of how the applicant wil
This is a blog
Vendor Case Study: GLS France Lowers Days Sales Outstanding (DSO) and Increases Cash Flow
Here's a vendor case study on GLS France how DSO has been adjusted to increase the cash flows.
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The Most Effective Steps To Support Your Staff In a Period of Change
Here are the important steps that guide in supporting your staff in a period of change. Understand the major change in environment and manage effectively with these steps
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A Complete Checklist of Consignment Considerations
Read this checklist on consignment considerations and create your consignment agreement effectively. Dive in to these points & follow every consignment rule.
This is a blog
Tech Buyer's Guide Checklist: Collector Productivity Tools
Here's the list of components that a collector can check for their productivity tools. Collector can evaluate the parameters with this checklist
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This is a blog Blog Checklist
Credit Policy for Medical Devices Company
Download this sample template to apprise med-tech companies about credit and collections policies including payment terms and conditions.
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This is a blog
Solid as Sears? Will Your Company be the Target of a Preference Action?
Know every preferential action,defenses available for your company through this ultimate resource. Also, explore the essential information on preference actions on creditors
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This is a blog
A Second Collections Reminder Letter Template
This letter is designed for larger companies that have not responded to a first friendly-reminder letter instead of making collection calls.
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Tip: Effective Leadership Requires Balance
This is the time when effective leadership is needed the most
This is a blog
Credit App Checklist
Here's the form that includes a checklist pointing to the basic procedures that can be considered for credit checking process.
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This is a blog
How to Recognize Your Customers When Collecting Debt
How do you evaluate your customers as a debt collector? Do you use any magic wands? Prior to collecting, it's critical to have a solid understanding of your clients. Use this article to your advantage to discover how to recognise your consumers in these three ways.
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Collateralizing Credit Risk: Four Things to Keep in Mind
Here is a list of four essential essential things to keep in mind before collateralizing credit risk. Protect your firm against payment delays, defaults, and bankruptcies.
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NCS White Paper: Debtor Name Changes Under UCC Article 9: The Importance of Keeping Financing Statements Current & Accurate
Even when secured party files a financing statement correctly, post-filing events can cause a financing statement to become ineffective and can result in loss of perfection. In particular, post-filing changes in the debtor's name can invalidate the financing statement with respect to certain collateral, read this article by NCS to learn more.
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Collections Demand Letter Template
Make collections a seamless process by drafting an effective demand letter. Collect unpaid dues while maintaining healthy customer relationships.
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How to Collect Past-Due From a Defunct Company
The best way to avoid bad-debt by a defunct company is to escalate the collection process sooner and get to your customers before they go bankrupt, Read full article to understand how to work with defunct company
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Managing Credit Department Time
Charles M. Boring, CCE, who is credit manager for Anchorage (Alaska) Cold Storage Co., is also a time management expert. He conducted time management seminars in the Anchorage area, and he diligently employs time management strategies in his department. What are the most important of these strategies? He cites three:
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Tip: My Company is Making an Acquisition. What Do I Do Now? (Part One)
What actions are needed if your company acquired another, or consolidates and merges another business unit's accounts receivable into your existing AR portfolio? How will this new workload be handled? What differences in business practices will you, as the Credit Manager, have to understand and deal with? There will be a number of uncertainties surrounding the collection effort required and risks associated with your new accounts.
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Checklist: Top 12 Ways to Avoid Taking Bad Checks Completely
Avoiding Bad Checks is complex sometimes. Here's the top 12 ways that can guide you to avoid taking bad checks and improve your business efficiency
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Four Questions to Ask When Evaluating Customer Risk
If it wasn't for risk, companies would not need credit managers. This is truer than ever given that the types of risk, about which corporate executives and investors are concerned, are expanding.
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Practical Advice For Building Your Relationship With Sales
Do you know that you can reduce the stress to lower the credit risk and make all sales profitable at the same time? Discover how to foster trust with your sales team with the help of these useful advice.
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Current Ratio: A Reliable Indicator or a False Signal?
Do you know that a favorable current ratio can improve your cash flow and provide you with a decent margin of safety? What is a good current ratio, though? With the help of this article, you can learn how to benchmark a good current ratio and maintain a watchful eye on the financial health of your business.
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A Complete Checklist to Develop the Optimum Credit Policy
Find out the two possible approaches to defining optimum credit policy using our credit policy template. This checklist guides you to develop a full optimum credit policy easily.
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Tip: Ten Things to Consider When You Terminate An Employee
One of the most unpleasant responsibilities of any manager is to terminate an employee who is not performing. Your company is likely to have a formal performance improvement program. Despite a manager's best efforts, an employee may not be capable or unwilling to perform at the expected level.
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Template for Offsite Work Policy
Draft an ideal work from home policy to maintain workplace flexibility, engaging employees, increasing trust and work-life balance specially during a pandemic.
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A Template for Inter Corporate Guarantee Form
Here's the sample format or template for inter company guarantee. This is used when you want to your corporate wants to guarantee another corporations debts
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A Complete Resource on Recovering Your Collateral :Replevin vs. Civil Suit
Know the information on recovering your collateral under replevin vs civil suit case. This resource provides you the tactics in releasing your collateral.
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Five Keys to Making Credit Scoring a Success
Though used extensively in consumer credit and collections, as well as by the financial services community, credit scoring has been slow to catch on in the trade credit environment. However, driven by demands for both greater productivity and greater risk monitoring, credit scoring is now showing signs of gaining momentum.
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"What to Say When Applicants Don't Meet Your Credit Standards "
Learn how to avoid discrimination suit under ECOA while denying credit to applicants who don't meet your credit standards. You'll also understand best practices on communicating this to applicants who are not getting what they want.
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The 'Recession' From a Trade Creditor Economist's Perspective
In comes a big order from a regular customer that Sales has been chasing for months. But this customer took a terrible beating in 2020 and is still fighting its way back. And now they're looking for extended terms. What to do? We asked Chris Kuehl, Managing Director of Armada Corporate Intelligence and widely acknowledged as the dean of trade credit economics.
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Tip: Eight Things to Consider to Relieve the Impact of Stress
Here are the most important reasons that plays a major role in rejecting a customer purchase order.Find the each important reason for rejection
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A Promissory Note Can Help a Past Due Customer and Protect Your Company
Know complete insights on promissory note and its important elements. Find the relevant information about the promissory note and its benefits on past due customer.
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Empathy in Trade Credit is Good For Business
Learn more about the importance empathy in trade credit. Work with customers facing an economic down-turn to create long-term relationship and to generate business opportunities.
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Credit Scoring Case Study: Automating the Credit Scoring Process
Go through this case study in credit scoring to know how to upgrade your credit scoring process by automation. Find complete credit scoring process here
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Best Benchmarking Practices for Bad-Debt Reserve Calculation
According to a recent CFO magazine survey, the auditors challenge the reserve balance two-thirds of the time. Are the techniques used by your credit team to estimate bad debt reserves appropriate? Discover the best GAAP benchmarking procedures for determining bad-debt reserves by reading this article.
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Eliminating the Excuse: Eight Steps to Take When Your Customer Claims "I Never Got the Invoice
Here's a checklist of eight items that can help you reduce the most common customer excuse of "I haven't received the invoice".
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A Complete Checklist on New Account Set Up
Here's the complete list items that can be checked while preparing a new account set up for a vendor. Find this template and elements involved in it.
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Downloadable Mission Statement samples for Credit Teams
6 samples of very effective Mission Statements for credit departments across a diverse line of industries to understand the components and importance credit goals and objectives.
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Four Expert Ways to Cure Deduction Problems
Are Chargebacks a major problem for your company too? Kelly Ceransky, Director of Accounts Receivable and Credit in this article has talked about 3 ways to overcome chargebacks.
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A Complete Checklist on Acquired Receivables and Its Practices
Here's a checklist to use if you are responsible for a new account receivable acquisition. Follow this to keep your acquired receivables clean and effective.
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Template for Unclaimed Property Steps
This template is designed to help you outline a systematic series of steps for researching and handling unclaimed property left as credits on your receivables.
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Your Most Wanted Copy Cash Posting Logic to Download
Download this top rated cash posting logic which plays a vital role in complete revenue cycle and helps to act as a major index for credit manager.
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Tip: What is ESG and Why Should I Care About It?
You may have been hearing the term ESG and wondered what it means. As a credit manager, you should be aware of how recent global and domestic legislative initiatives bring ESG into the forefront as compliance and social issue. Many in the workforce today want to work for a company that supports environmental concerns, and social diversity, and demands good governance. ESG is likely to affect how companies attract new employees and manage turnover.
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A Complete Checklist of Customer Master File Components
Customer master file has important components to consider for effective account receivables. Here's the list of complete components in customer master file.
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Considerations When Automating the Credit Application Process
The following is an overview of how the online credit application process works, the key benefits and considerations for those planning to automate the credit application process.
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A Letter Asking for Payment if a Customer Short Pays you
This letter could be used to communicate your need for the rest of the payment or documentation if a customer short pays you.
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Vendor Case Study: Edward Don & Company Improves Credit Line Management, Reduces Bureau Data Spend and Improves Collections Effectiveness with Statistical-based Scoring
Know the case study on Edward Don & Company in improving the credit line management,collection effectiveness.
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Penetrating Portals for Payments
Time was when the only problems collecting from financially strong customers were nuisance claims, disputes, and the terms some of them would muscle into your transactions. Now, with outsourcing of payables, you're apt to find your customer has no idea of what's going on or is interested in dealing with discrepancies.
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Credit Managers You Can Be a Hero: Contribute to Your Company's Revenue and Profit Performance
Know how a credit manager play a major role in a company's credit department. Find the importance, objectives and contributions of a credit manager in company's revenus and profit performance. Dive in to this article and know the information with examples
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Top Seven Questions to Rate the Effectiveness of Your Team
Find these top rated questions that rates your team improvement and effectiveness. By going in to each question you can analyse your team effectiveness
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Tip: My Company is Making an Acquisition. What Do I Do Now? (Part Two)
As a Credit Manager, you need to be prepared to take the actions necessary if your company has acquired another or consolidates and merges another business unit's accounts receivable into your existing AR portfolio. How will this new workload be handled? What differences in business practices will you as the Credit Manager, have to understand and deal with? This is Part Two of “Tips” to help you plan this out for an effective transition.
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Tip: Consider the “Four C’s of Negotiation” for a Successful Outcome
Here are the most important reasons that plays a major role in rejecting a customer purchase order.Find the each important reason for rejection
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Telephone Collections: 10 Do's and Dont's
Here are the top 10 do's and dont's in telephone collections. These will help you become more effective when you call for a customer who owes your company money
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Five Tips for Collection Calls That Get Results
Even in today's automated environment, collection calls are an essential part of the Credit Department's role. This can be an unpleasant and daunting task for a collector, and for you as a Credit Manager when collection issues are escalated.
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Template: Unclaimed Property Notice Letter 1
Use this letter to notify your customer that you identified a credit balance on your A/R. The goal of the letter is to create Unclaimed Property
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Nine Tips to Spot Business Credit Fraud
Hard times and high unemployment can lead to business credit frauds. Learn more about nine red flags to protect your business from a credit fraud.
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Sample Template for Debt Acknowledgement Form
This template is designed to help you outline a systematic series of steps for researching and handling unclaimed property left as credits on your receivables.
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